About Kilolu

At Kilolu, we aim to simplify the daily management your financial life and future, interpreting complex (and sometimes intimidating) financial jargon into practical tips and tricks, you wish you knew sooner.

Personal Finance Made Simple!

Everyone deserves the right to a basic financial education. We're here to help you graduate from saving in practical ways to using credit responsibly

ENROLL TODAY

The Kilolu Way

  • Easy to follow video courses

    In addition to our video course, there are also supplementary documents for you to deepen your understanding

  • E-learnin experience

    All content can be consumed and rewatched as many times as needed from the comfort of your own home

  • Download our checklist

    We created a FREE downloadable PDF checklist, which includes a list of a questions to answer.

Our courses cover:

You'll learn detailed hacks to help you efficiently mange your pocket

Course curriculum in progress

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About this course

  • 3 downloadable resources
  • 2+ hours of content
  • Join 47 others

What people are saying:

“I have learned more in the past 6 months of talking to Kilolu than in the past 6 years of looking for unfocused financial tips on the Internet! Kilolu has helped me save significant sums of money using tricks that most people aren't aware of and had also coached me into getting my credit score from good to excellent! Could not ask for better service!”

Dickson P.

“I now have more cash flow and investment opportunities. Highly recommend.”

Miss Ajayah

“The most important skill I’ve gained is the mindset of taking control of my financial freedom, and adopting an entrepreneurial mindset.”

Mr. Ergette

“Kilolu has increased my knowledge of the personal finance realm via 1 on 1 coaching. From managing my money better to leveraging credit to improve my cash flow. The most important skill I’ve gained is the mindset of taking control of my financial freedom, and adopting an entrepreneurial mindset.”

Michael. A.

FAQ

  • How can I improve my credit score?

    To improve your credit score, you can take the following steps: (1) Pay all your bills and debts on time (2) Keep your credit card balances low (3) Register on the electoral roll at your current address (4) Check your credit reports regularly and dispute any errors (check Experian, Equifax and Transunion) (5) Consider using a credit builder card

  • What is the best way to save money?

    Here are some general tips: Budget! Have an idea of your weekly/monthly inflows and outflows Go through your expenses and see if you can save money on any of them Set a savings goal Reduce unnecessary expenses and live below your means Make the most of savings accounts with high-interest rates Avoid bad debt

  • How can I reduce my debt?

    To reduce your debt, you can: Make a budget and cut back on unnecessary expenses Prioritize paying off high-interest debt first Consider debt consolidation or a balance transfer credit card Seek help from a debt management service or financial advisor

  • How can I budget effectively?

    To budget effectively, you should: Track your income and expenses, at least once a month Set financial goals and make a plan to achieve them Prioritise your expenses and cut back on unnecessary ones Leave room for unexpected expenses

  • What is the best way to manage my money?

    The best way to manage your money is to: Make a budget and stick to it Review your budget regularly Save for emergencies and unexpected expenses Avoid bad debt